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4 Point Inspection
A 4-Point Inspection is needed to bind insurance on a buildings 20-50 years of age, depending on each company's individual requirements. Property insurance companies have very strict photograph requirements that must be met that are constantly changing, that are always provided with our reports. The 4-point inspection itself is a limited visual inspection of 4 major systems of the house:
Roof
The roof system is traversed, if possible, and photographs taken to determine remaining life, age, and any defects.
Heating and Cooling
The outside condenser and inside air handler units are examined and photographed for condition, age, and functionality.
Electrical
The main service panel and any subpanel deadfronts are removed and the wiring inside the panel and around the property is examined and photographed for any potential defects.
Plumbing
Visible plumbing components such as underneath sinks and hot water heaters are examined and photographed for leaks and any potential defects.